How We Are Compensated

We work with you on maximizing your wealth and delivering quality services for a reasonable price. Our clients choose how we get compensated in one of three ways:

1. Hourly consulting, fixed fee planning, or fee based assets under management
2. Commissions from products that fit your needs
3. A combination of fees and commissions

Bonus for a job well done are Referrals-We take pride in our service and want to earn your referrals.

As a fee-based financial planning firm serving high-net-worth individuals and families, we believe fees should be clear, transparent, and aligned with your best interests. Our compensation is fully disclosed before any engagement begins, and we do not allow hidden incentives to influence our advice. Whether our work involves fee-based planning for comprehensive wealth planning, investment management, estate coordination, tax-aware strategies, ongoing family office-style guidance, or fees derived from assets under management (generally calculated as a percentage of the managed investment), we are held to a fiduciary standard, and our recommendations are made with an obligation to put your interests first. We structure our fees to reflect the complexity of your financial life and the level of service required, so you know exactly what you are paying for and why.

In some cases, an appropriate strategy may involve insurance, annuity, or other financial products that pay a commission. When a commissionable product is appropriate, we recommend it because it supports your planning objective, not because of the compensation it may generate. We clearly disclose how we are compensated, explain why the product is being recommended, review the pros and cons, and evaluate whether it serves your best interests within the context of your broader plan. Our commitment is to provide thoughtful, transparent guidance while helping you access the solutions your wealth plan requires.

Our compensation may include a combination of financial planning or advisory fees and, when appropriate, commissions related to insurance, annuity, or other financial products that are recommended as part of your plan. Our goal is to help you make informed decisions with a clear understanding of both the advice you receive, and the costs associated with implementing your plan.