Many people feel encouraged by the Social Security office to take benefits at age 62. If you are working and/or in good health you could benefit in the long term by delaying taking Social Security.
If you start receiving benefits at full retirement age of 66* you get 100 percent of your monthly benefit. If you delay receiving retirement benefits until after your full retirement age, your monthly benefit continues to increase. At age 70, you'll get 132 percent of the monthly benefit because you delayed getting benefits for 48 months.
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The Social Security Administration has not approved, endorsed, or authorized this presentation. Contact the Social Security Administration for complete details regarding eligibility for benefits.