Key Employee Coverage

The most valuable business assets are not your buildings and equipment, but the key employees who make a significant contribution to the success of your business. The death of a key employee, including an owner, can have a serious impact upon the future profitability of your business. This planning method provides funds to help your business continue after the death or disability of a highly valued employee.

When the objective is to indemnify the business for the loss of a key employee, funds may be needed to:

• Replace lost profits.
  
• Identify, hire and train a replacement.
  
• Provide financial reserve during the adjustment period following the key employee's death.
  
• Provide benefits to the deceased employee's family, or to fund the purchase of a deceased owner's interest in the business.

To set an appointment to discuss your individual situation, please call us at (800) 925-2050. Alternatively, you can complete our short form, to obtain specific information.