Operating Expenses Funding

This planning method provides the needed funds to operate the business until the disabled owner can return to work.

Operating expenses, such as salaries, rent, utilities and other daily expenses of a business, continue even when an owner is unable to work because of a disability.

When a disability is likely to be short-term, an owner will naturally plan to return to work upon recovery. Without a source of funds to pay operating expenses, however, the business may not be financially viable upon the owner's return to work.

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