The success of most businesses can be attributed in large part to the quality of its employees. Companies are compelled to provide more than just a paycheck to their employees. The need to recruit, retain and retire high quality employees has never been greater. Employers can provide many employee benefit programs as additional, non-taxable compensation to employees.

There are three categories of employee benefits small business owners should evaluate:

An analysis of these three alternatives allows you to determine which is most suitable to your situation.

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